Microsoft Copilot pricing

• AI assistants pricing

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How much does Microsoft Copilot cost?

Microsoft Copilot plans start at $9.99 per month, more Copilot usage than free, with Office apps and 1 TB ($99.99 a year) for Microsoft 365 Personal and go up to $99.99 per month, monthly billing only, highest Copilot and agent usage, 5 TB for Microsoft 365 Pro. Prices are as shown on the pricing page when it was last read on Nov 14, 2026.

Microsoft Copilot lists 3 plans, starting with Microsoft 365 Personal ($9.99 per month, more Copilot usage than free, with Office apps and 1 TB ($99.99 a year)). Its go-to-market is product-led. It works in AI Assistant, Consumer, Productivity. In its own words: "Microsoft Copilot is free to use with limits, and higher usage is sold through Microsoft 365 home plans rather than a separate Copilot subscription. Personal ($9.99 a month) gives more Copilot chat than free, Premium ($19.99) gives extensive usage and limited agentic research, and Pro ($99.99, monthly only) gives the highest usage with 5 TB of storage."