Billing and payments pricing
Payment and billing tools take a cut: a percentage of processed volume, a per-transaction fee, or a platform fee that switches on once revenue passes a threshold. The subscription analytics products bolted on top price by monthly recurring revenue instead, so the tools get more expensive exactly as the business grows.
Exhibit 1
ChartMogul is the cheapest way in at $57, against $99 for Chargebee
Entry price of each product, USD per month
- ChartMogulStarter$57
- BaremetricsGrowth$69
- ChargebeeBilling Flow ($99 option)$99
Billing and payments compared
Current list prices as last read from each pricing page.
| Product | Starts at | Top listed plan | Priced by | Free plan | History |
|---|---|---|---|---|---|
| 2.60% per tapped, dipped or swiped card on the Free plan, plus 15¢ (2.5% on Plus, 2.4% on Premium)In person, percent per in-person card payment | 6% per Afterpay payment, plus 30¢Afterpay | Usage based | No | since 2011 | |
| $69 per month, from $360K ARR tracked, rising with ARRGrowth, USD per month, from $360K ARR tracked, rising with ARR | $409 per month, from $3.6M ARR tracked, rising with ARRScale | Flat per account | Yes | read Nov 2026 | |
| $99 per month, plus 0.65% of invoicing volumeBilling Flow ($99 option), USD per month, plus 0.65% of invoicing volume | contact sales | Flat per account | Yes | read Nov 2026 | |
| ChartMogul | $57 per month, billed annually ($69 monthly), lowest ARR tier, scales with ARRStarter, USD per month, billed annually, lowest ARR tier, scales with ARR | $19900 per year, billed annually, starting priceEnterprise | Flat per account | Yes | read Nov 2026 |
| contact sales | contact sales | unknown | No | none yet | |
| 5% per transaction, plus 50¢, extra fees may apply outside the USStandard, per transaction, plus 50¢, extra fees may apply outside the US | single paid plan | Usage based | No | read Nov 2026 | |
| 5% per checkout transaction, plus 50¢, sales tax handled as merchant of recordStandard, per checkout transaction, plus 50¢, sales tax handled as merchant of record | contact sales | Usage based | No | read Nov 2026 | |
| 1.50% per payment from outside the US, on top of the rateInternational surcharge, per payment from outside the US, on top of the rate | 4.99% per payment, plus $0.49Pay Later | Usage based | No | read Nov 2026 | |
| 0.40% per paid invoice, StarterInvoicing, per paid invoice, Starter | 2% per of the amount when currency is convertedCurrency conversion | Usage based | No | read Nov 2026 |
What changed
Every price move we have on record for this category, newest products first.
Square The plan has been listed since Feb 2011, starting at 2.75%. It came down to 2.60% by Nov 2019 (-5%).
Exhibit 2
Square In person fell 5% since 2011, from 2.75% to 2.60%
Square price history, percent per in-person card payment
Show the data as a table
| Observed | In person |
|---|---|
| Feb 1, 2011SEC filing | 2.75% |
| Oct 14, 2015SEC filing | 2.75% |
| Oct 31, 2019SEC filing | 2.75% |
| Nov 1, 2019SEC filing | 2.60% |
| Nov 3, 2026 | 2.60% |
The plan has been listed since Feb 2011, starting at 2.75%. It came down to 2.60% by Nov 2019 (-5%).
Square charged a flat 2.75% for every tapped, dipped or swiped card from February 2011, with no fixed fee. For new sellers from September 24, 2019 and existing sellers from November 1, 2019 the US rate became 2.6% plus 10 cents. In November 2026 the Free plan rate was 2.6% plus 15 cents, with 2.5% on Plus and 2.4% on Premium.
Billing and payments pricing questions
- What does a billing tool cost?
- Paid plans start at 2.60% per tapped, dipped or swiped card on the Free plan, plus 15¢ (2.5% on Plus, 2.4% on Premium) for Square (percent per in-person card payment), $69 per month, from $360K ARR tracked, rising with ARR for Baremetrics (USD per month, from $360K ARR tracked, rising with ARR), $99 per month, plus 0.65% of invoicing volume for Chargebee (USD per month, plus 0.65% of invoicing volume), $57 per month, billed annually ($69 monthly), lowest ARR tier, scales with ARR for ChartMogul (USD per month, billed annually, lowest ARR tier, scales with ARR), 5% per transaction, plus 50¢, extra fees may apply outside the US for Lemon Squeezy (per transaction, plus 50¢, extra fees may apply outside the US), 5% per checkout transaction, plus 50¢, sales tax handled as merchant of record for Paddle (per checkout transaction, plus 50¢, sales tax handled as merchant of record), 1.50% per payment from outside the US, on top of the rate for PayPal (per payment from outside the US, on top of the rate), 0.40% per paid invoice, Starter for Stripe (per paid invoice, Starter). Prices are as shown on each pricing page when it was last read.
- What is billing tool pricing based on?
- Square and Lemon Squeezy and Paddle and PayPal and Stripe: usage based. Baremetrics and Chargebee and ChartMogul: flat per account.
- Which billing and payments have a free plan?
- Baremetrics, Chargebee, ChartMogul list a free plan next to the paid tiers.
- Which billing and payments have changed their prices?
- Square: The plan has been listed since Feb 2011, starting at 2.75%. It came down to 2.60% by Nov 2019 (-5%).
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